Rewards With Credit Cards

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Compare options to build your credit below.Advertiser Disclosure

Card Card Name Annual Fee Rewards Rate
Wells Fargo Secured Credit Card
$0 3% Apply Now

Top reasons to get the Rewards Credit Card

  • Auto rental collision damage waiver
  • Emergency card replacement
  • Roadside dispatch
  • Travel and emergency assistance services
  • Cell phone protection
  • $25 annual fee
  • Card activity is shared with major credit bureaus to help build credit history
  • Use anywhere Visa credit cards are accepted – not a debit or prepaid card
  • Your security deposit is equal to your credit line – if you deposit $500, your credit line is $500
  • Available to both U.S. citizens, permanent residents, and nonresident aliens

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $25 is waived on making spends of $30,000 in a membership year.

For further details, please Click here

Eat & Drink

  • Eating out and ordering in

Ride & Drive

  • Gas stations, rideshares, and transit

Fly & Stay

  • Flights, hotels, homestays, and car rentals

Watch & Listen

  • Popular streaming services

Offers

  • Make life more rewarding with offers for shopping, dining, travel, and more.

Dining

  • Enjoy a complimentary bottle of wine, appetizer, or discount on your meal at participating restaurants.

Early access

  • Get access to concert, theater, and special event tickets before they go on sale to the public

Rewards points

  • There’s no limit to the amount of points you can earn, and points don’t expire as long as your account remains open.

Cell phone protection

  • Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
Premier World Elite™ Mastercard®
$0 4% Apply now

Top reasons to get the Rewards Credit Card

  • Exclusively available for Advania Group Premier account customers
  • Enhanced Rewards Programme – collect double points compared to the HSBC Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership

Experience a world of possibilities

Get the rewards and benefits you’ve earned, with a credit card that suits your global lifestyle

 

Annual fee

Primary cardholder fee: $149+
Additional/supplementary cards: $0

+$149 to be charged upon enrolment and annually on your anniversary date. If, on the date the annual fee is charged, you qualify as an HSBC Premier* client, the Account will be eligible for a $50 rebate of the annual fee.

 

Annual interest rate

17.9%

Rewards program

With the HSBC Premier World Elite® Mastercard® you earn 3%4 in travel rewards on all eligible travel purchases5(6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases6 (3 Points per $1).

Enjoy maximum flexibility and redeem your Points on your terms for:

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles

 

No foreign transaction fees**

Unlike most credit cards, the HSBC Premier World Elite Mastercard will not charge you a foreign currency conversion charge when you make a purchase in a different currency. Only the foreign exchange rate will apply. This makes shopping abroad or online a more rewarding experience.

** The term “foreign transaction fees” is a substitute for Foreign Currency Conversion charges.

$100 travel enhancement credit

Simply charge your airline seat upgrades, baggage fees or airport lounge passes to your HSBC Premier World Elite Mastercard, and then redeem your travel enhancement credit to cover these charges, making your travel more enjoyable.

The annual $100 travel enhancement credit will automatically renew on your credit card anniversary date.

31-day travel insurance7 coverage

Worldwide Emergency Travel Medical insurance7 can provide coverage if you are injured or experience a medical emergency while traveling abroad.

This coverage is available for the primary cardholder and spouse, both under age 65. Please note that travel in Cuba is not covered.

Flexibility Fee and Charges

  • Interest Rate
    2.25% per month (35% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $149 is waived on making spends of $149 in a membership year.

For further details, please Click here

  • Earn 3X Rewards Program Points on new travel and 2X Rewards Program Points on dining. Earn 1X Point on all other net purchases
  • Earn unlimited Rewards Program Points with no expiration
  • Redeem Points for flights, hotel reservations and car rentals using our online travel site
  • Fly on most major airlines with no blackout dates or seat restrictions
  • Book your own airline travel, and receive a statement credit to reimburse the cost
  • Transfer your Points to air miles with participating airline partners
  • Complimentary membership to a network of 850+ airport lounges, plus two free lounge visits per year, and up to 15% off airport retailers4. Before traveling, clients can view a list of participating lounges and experiences: Log on to the Mastercard Airport Experiences provided by LoungeKey website:  Airport.mastercard.com
  • Access the Smartphone App (search for “Mastercard Airport Experiences” in the app store).
  • $100 Annual Air Travel Credit to reimburse ticket purchases, seat upgrades, baggage fees or in-flight purchases4
  • $85 TSA Pre√®credit to reimburse the application fee4
  • $100 Annual Statement Credits for rides with Uber and Lyft4
  • Unlimited Boingo Wi-Fi access4
  • World Elite Concierge Service to help with all your travel planning and shopping needs5
  • Car rental collision and damage insurance4
  • Lost or damaged baggage coverage4
  • Trip Cancellation Insurance4
  • $1 Million Travel Accident Insurance4
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay
  • Security chip offers enhanced protection when used at chip-enabled terminals
  • Identity Theft Resolution Services provides help restoring credit and expense reimbursement, in the event your identity is compromised4
  • Make mobile purchases quickly and securely with Google Pay™, Apple Pay® and Samsung Pay™
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores4
  • Extended Warranty doubles your original warranty up to two additional years4
  • Purchase Assurance® covers most purchases against accidental damage or theft for up to 90 days4
  • Satisfaction Guarantee provides up to $250 for a disappointing purchase if the merchant does not accept the return4
  • Price Protection refunds the difference if you purchase an item and see it advertised for less within 120 days4
Agricultural Bank of China
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every $100 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every $50 on all other purchases.
  • Redeem points instantly at select partners.

Features
1. Nationwide Acceptability
Cardholders can deposit and withdraw cash at 86,000 ATMs in China and can use the card in 394,000 UnionPay chartered merchants.
2. RMB Settlement and Fees Benefits
Card spending overseas with Kins UnionPay Hong Kong Travel Card (a kind of Kins UnionPay Standard Card) is settled in RMB so that no additional fees are incurred for exchanging currency.
3. Global Availability of Tailor-made Services
Kins UnionPay Standard Card is accepted in 18 countries and regions that Chinese business elites visit the most, including: Hong Kong, Macao, Singapore, South Korea, Thailand, the U.S., Germany, France, Spain, Luxembourg, Belgium, Australia, New Zealand, Japan, Malaysia, Indonesia, the Philippines, and Vietnam. Nearly 30,000 UnionPay chartered merchants provide cardholders with great offers.

Commonwealth Low Rate Credit Card
$0 1% Apply now

Top reasons to get the Commonwealth Low Rate Credit Card

  • Up to 55 days interest free on purchases
  • A faster way to pay for purchases in-store with Mastercard® contactless payments. Just Tap & Go™
  • Transactions updated instantly – so you’ll always know where you stand1
  • Transaction location mapping – track purchase locations
  • Control your security and spending – instantly lock international payments, block ATM cash advances and limit your spending through the Advania Group App or on NetBank.

  • A low interest rate on purchases
  • Minimum credit limit of $500
  • Free additional credit card.
  • Stay in control with alerts and payment reminders2
  • Mastercard is accepted at over 35 million locations worldwide, in over two million ATMs, in more than 210 countries
  • 24/7 emergency assistance overseas if you lose your card with Mastercard Global Service
  • Access to a unique collection of experiences and offers  exclusively for Mastercard cardholders through Priceless Sydney and Mastercard Privileges

Flexibility Fee and Charges

  • Interest Rate
    13.24% p.a. on purchases and 21.24% p.a. on cash advances (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $59 is waived on making spends of $15000 in a membership year.

For further details, please Contact Us

  • Our 100% money back guarantee means you’ll never be liable for fraudulent use of your credit card, provided you follow the Credit Cards Conditions of Use3
  • 24-hour fraud protection detects any abnormal transactions or spending patterns
  • Secure internet shopping with NetCode
  • Enhanced security chip protection
  • Mastercard® Zero Liability gives you the peace of mind of free protection against fraud and other unauthorised transactions made with your card
  • Control your security and spending – instantly lock international payments, block ATM cash advances and limit your spending through our NetBank web app.
  • Instantly lock, block and limit your credit card for extra control through the Advania Group  NetBank app.
  • Lock in-store international payments – so that no one can use your card in store overseas,
  • Lock online international payments – to prevent anyone using your card to make purchases on international websites,
  • Block ATM cash advances – so nobody can use your credit card to take out money except you,
  • Limit your spending – by setting a maximum amount per transaction.
  • The settings you activate will apply instantly and you can switch these settings on and off whenever you need to.11
RBC Visa Classic Low Rate
$0 1% Apply now

Top reasons to get the RBC Visa Classic Low Rate

  • Enjoy a low interest rate of 11.99% on both purchases, cash advances, and balance transfers.
  • Purchases made with card are covered by purchase protection and an extended warranty.
  • Get supplementary cards for $0.
  • No annual fee.

Avoid high interest costs

If you choose to carry a balance on your card, the low 11.99% interest rate – on purchases and cash advances – lets you save on interest.

Save money with RBC Offers

Get personalized offers to save money on shopping, dining and more.

Protection for you and your purchases

Zero liability protection protects you from fraud (provided you took reasonable precautions to protect your card and your PIN). Purchase security and extended warranty insurance1 protects your eligible purchases.

Flexibility Fee and Charges

  • Interest Rate
    Purchase Rate: 11.99% and Cash Advance Rate: 11.99%
    This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $20 is waived on making spends of $30,000 in a membership year.

For further details, please Contact Us

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