Mortgage Loans

Purchase, refinance, home equity lines of credit. A great choice of mortgage loans and programs, all in one place. Get a low down payment on a fixed rate mortgage. VA and FHA low down payment loans are also available.

Personal Lines and Loans

Because life is planned and unplanned, a personal line of credit can ensure you have funds for today, and tomorrow. A personal loan can help you consolidate debt, make a large purchase, or cover an emergency.

Auto Loans

When you choose a Wells Fargo auto loan to finance your car, you’re also choosing; Over 65 years of auto loan experience, Tips and tools to help you find the right loan, Flexible car loan options tailored to your needs, Competitive rates and fast credit decisions.

Home Equity Lines

Whether you’re saving for roof repairs or a kitchen remodel, your home equity could be the answer. Whether you need to cover home improvements or fund a large purchase, home equity financing can help.

Student Loans

When it comes to financing your education, be sure to look at all of your options — including grants, scholarships, and loans from all sources — and make careful comparisons among all of your choices. If you determine that a private student loan is right for you, Wells Fargo provides loans to help meet the needs of nearly every student.

Credit Cards

Earn 30,000 points when you spend $3,000 in the first 3 months.  If you opened a Wells Fargo credit card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers- even if that account is closed and has a $0 balance.

Personal Loan

Existing HSBC current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-HSBC current account customers could receive the money into a Advania Group 14 working days after the signed loan agreement is received.

Flexiloan

Choose the loan that works with you. Choose how much you want to repay each month (minimum repayment applies). Once you’ve repaid your Flexiloan, you can redraw the credit if you need to – just like an overdraft.  Transfer all or a portion of the funds into your current account via online or telephone banking. You’ll only pay for the portion of the loan that you transfer.

Graduate Loan

Be ready for what comes next. Borrow from $1,000 to $25,000. Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000. No matter how you apply you’ll get an instant credit decision (subject to planned maintenance periods).

If your application is approved online, you’ll receive the money in your account straight away.

Car Loan

Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises. Whether you’re buying a new or used vehicle, our car loan could get you on the road to owning it outright, with monthly repayments at a highly competitive rate.

Fixed Rate Loans

Borrow from $1,000 to $70,000. No matter how you apply you’ll get an instant credit decision (subject to planned maintenance periods).  You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall. You may also make overpayments without charge, which may reduce the amount of interest you pay.

Overdraft Service

Be prepared for life’s unexpected costs. Agreeing an arranged overdraft is fee free and keeping within your limit could be an easy way to manage your account. If your request for an overdraft is approved, you’ll know that when you keep within your limit all your payments will be made and no overdraft fees will apply. Your only cost will be the interest you pay.

Personal First-hand Commercial Housing Loan

The Personal First-hand Residential Housing Loan is a loan issued by ABC to finance the borrower’s purchase of residential housing traded for the first time (i.e. the residential housing sold to individuals by the developer or any other qualified entity that has developed the housing)

Personal Mortgage Loan Refinancing (Without Transaction)

The Personal Mortgage Loan Refinancing (Without Transaction) is a loan issued to the borrower who has an outstanding personal housing loan (other than a personal commercial housing loan) at another commercial bank, for the purpose of prepaying such an outstanding personal housing loan he/she owes to that commercial bank.

Wealth Management Account Linked Housing Loan Account

The Wealth Management Account Linked Housing Loan Account is a service we provide for personal housing loan borrowers to effectively use money and save interest on loans. The wealth management account is linked to a personal housing loan of the borrower. We calculate and pay returns based on the balance of the borrower’s wealth management account and the loan.

Bao Jie Loan

Personal small-amount guaranteed insurance loan, or Bao Jie Loan, refers to loans made by ABC to qualified personal customers who have bought personal consumer credit guaranteed insurance from insurance companies for legal personal consumer purposes. The maximum policy term is three years with a minimum coverage amount of RMB10,000 up to a maximum coverage amount of RMB150,000.

Personal Housing Revolving Loan

The Personal Housing Revolving Loan (hereinafter “revolving loan”) is a personal loan that can be withdrawn, repaid, and redrawn again for an unlimited amount of times within a specified period; it should also be within the credit limit determined based on the maximum mortgage placed on the housing financed by a personal housing loan you have obtained from ABC or any other financial institutions.

Mortgage Loan Refinancing (With Transaction)

The Mortgage Loan Refinancing (with Transaction) is a process where, when a mortgage-financed housing is resold, ABC issues a loan to the seller to repay the mortgage loan made by another lender for collateral release and title transfer; ABC then issues a second-hand housing loan to the buyer and recovers the loan made to the seller.

Personal Second-hand Residential Housing Loan

The Personal Second-hand Residential Housing Loan is a loan issued by ABC to finance the borrower’s purchase of resold residential housing

Wang Pu Loan

Wang Pu Loan, also called personal commercial property pledged loan, refers to specific-purpose loans made to borrowers who mortgage leased commercial property using property owned by his/her own or spouse as collateral.  The maximum loan that can be applied for is in an amount that equals up to 60% of the appraised value of the mortgaged commercial property, without upper limit.

Fixed Rate Loan

• Stay in control with a fixed interest rate and fixed repayments for the life of the loan
• Make up to $1,000 in extra repayments per year without a fee¹
• Borrow from $4,000 to $50,000

Secured Car Loan

• Pay a lower interest rate by using your car as security for a secured personal loan
• Stay in control with a fixed interest rate and repayments for the life of the loan
• Make up to $1,000 in extra repayments per year without a fee

Variable Rate Loan

• Flexibility to make extra repayments without a fee
• Redraw available funds through your redraw facility
• Borrow from $4,000 to $50,000

Flexible home loan

We’ve got flexible home loan options to suit your changing lifestyle. Enjoy the certainty of knowing exactly what your monthly repayment will be. Fix your repayment for periods of 1 to 5, or 7 years.

Line of Credit (Royal Credit Line®)

You could save thousands of dollars a year and easily manage your credit with a Royal Credit Line. Once you pay down your balance—no need to re-apply. Withdraw funds at the ATM, write cheques from your account, or transfer money through Online Banking.

Car Loans

Whether you’re buying from a dealership or through a private sale, we offer convenient and flexible financing options to help you drive away with the car you want.

(you can pay monthly, semi-monthly, bi-weekly or weekly)—plus there’s no penalty to pay off your loan early.

MENU Student Line of Credit*

RBC gives you 2 years after you finish school before you have to start repaying your loan with full access to your credit line during the grace period.With our competitive rates and flexible limits, there’s a Student Line of Credit that’s right for you! Note: Applications are subject to credit approval. If your credit history is limited, or you are studying at an educational institution outside of Canada, a co-signor may be required.

Personal Loans

Whether you want to make a major purchase, finance a wedding or consolidate debt, a personal loan is a simple and convenient borrowing solution to help reach your goals. You can pay off your loan in full without penalty and close your account at any time through Advania Group Online Banking.

Home Improvement Loans

Whether you’re planning a major home renovation or a small project, at RBC Royal Bank^®, we offer financing options to meet all your home improvement needs. Before recommending a solution, we’ll look at the cost of your renovation, whether you need all the money upfront, how much time you need to repay your loan and more.

RRSP Loans

Making the maximum contribution to your Registered Retirement Savings Plan (RRSP) each year is one of the best ways to build a secure retirement. But there are times when it’s hard to find all the money. Whether you have unused RRSP contribution room from previous years or you need to borrow a lump sum for just this year’s contribution, an RRSP loan from RBC Royal Bank® can help you catch up, making sure you don’t miss out on the tax savings and investment growth opportunities of an RRSP.

Home Loan

Whether it is purchasing a new house, or renovating your existing home, Deutsche Bank has a wide range of home loan options* that are specific to your needs.

Contact our loans team today to help you decide which type of loan you need today.

Personal Loan

Be it a family vacation, a household appliance or your child’s education, you always dream to get the best for your family. With the Deutsche Bank Personal Loan products*, you will always be prepared to fulfill your dreams.

Overdraft Against Fixed Deposit

With the overdraft against fixed deposit facility, your fixed deposits continue to remain in your name and earn interest for you, while you avail finance against them.

Loan Against Property

You can avail Loan Against Property* against your residential or commercial property to meet your business needs or for other financial commitments such as your child’s education, marriage expenses and much more. You can choose a repayment plan, which is comfortable for you. Our loan tenor options ranges from 5 years to 15 years.

Business Instalment Loan

Avail this loan for the purpose of working capital, business or purchase of equipment and leverage your business and expand it with less documentation and faster processing and flexible and attractive interest rates.

Eve's Business Loan

Eve’s Business Loan is exclusively designed for women entrepreneurs who are either self-employed or running a micro / small business. This loan can be availed for the purpose of working capital, business or purchase of equipment.