Agricultural Bank of China

The Kins UnionPay Standard Card is a credit card issued by ABC encouraging revolving overdraft. We set a credit line for the cardholder according to his/her credit record; the cardholder can spend freely within the credit line and makes repayments accordingly. Kins UnionPay Standard Card can be accepted by ABC outlets, ABC chartered merchants, and merchants and ATMs with the logo of UnionPay both in mainland China and in Hong Kong, Macao, South Korea, Thailand, Singapore and other countries. It is settled in RMB and can be used for overdrafts, transfers as well as cash deposits and withdrawals.

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every $100 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every $50 on all other purchases.
  • Redeem points instantly at select partners.

1. Nationwide Acceptability
Cardholders can deposit and withdraw cash at 86,000 ATMs in China and can use the card in 394,000 UnionPay chartered merchants.
2. RMB Settlement and Fees Benefits
Card spending overseas with Kins UnionPay Hong Kong Travel Card (a kind of Kins UnionPay Standard Card) is settled in RMB so that no additional fees are incurred for exchanging currency.
3. Global Availability of Tailor-made Services
Kins UnionPay Standard Card is accepted in 18 countries and regions that Chinese business elites visit the most, including: Hong Kong, Macao, Singapore, South Korea, Thailand, the U.S., Germany, France, Spain, Luxembourg, Belgium, Australia, New Zealand, Japan, Malaysia, Indonesia, the Philippines, and Vietnam. Nearly 30,000 UnionPay chartered merchants provide cardholders with great offers.

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