Premier World Elite™ Mastercard®

Earn 50,000 Rewards Program Bonus Points worth $750 in airfare when booked online through HSBC Rewards, after spending $4000 in the first three months of account opening. At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Top reasons to get the Rewards Credit Card

  • Exclusively available for Advania Group Premier account customers
  • Enhanced Rewards Programme – collect double points compared to the HSBC Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership

Experience a world of possibilities

Get the rewards and benefits you’ve earned, with a credit card that suits your global lifestyle


Annual fee

Primary cardholder fee: $149+
Additional/supplementary cards: $0

+$149 to be charged upon enrolment and annually on your anniversary date. If, on the date the annual fee is charged, you qualify as an HSBC Premier* client, the Account will be eligible for a $50 rebate of the annual fee.


Annual interest rate


Rewards program

With the HSBC Premier World Elite® Mastercard® you earn 3%4 in travel rewards on all eligible travel purchases5(6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases6 (3 Points per $1).

Enjoy maximum flexibility and redeem your Points on your terms for:

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles


No foreign transaction fees**

Unlike most credit cards, the HSBC Premier World Elite Mastercard will not charge you a foreign currency conversion charge when you make a purchase in a different currency. Only the foreign exchange rate will apply. This makes shopping abroad or online a more rewarding experience.

** The term “foreign transaction fees” is a substitute for Foreign Currency Conversion charges.

$100 travel enhancement credit

Simply charge your airline seat upgrades, baggage fees or airport lounge passes to your HSBC Premier World Elite Mastercard, and then redeem your travel enhancement credit to cover these charges, making your travel more enjoyable.

The annual $100 travel enhancement credit will automatically renew on your credit card anniversary date.

31-day travel insurance7 coverage

Worldwide Emergency Travel Medical insurance7 can provide coverage if you are injured or experience a medical emergency while traveling abroad.

This coverage is available for the primary cardholder and spouse, both under age 65. Please note that travel in Cuba is not covered.

Flexibility Fee and Charges

  • Interest Rate
    2.25% per month (35% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $149 is waived on making spends of $149 in a membership year.

For further details, please Click here

  • Earn 3X Rewards Program Points on new travel and 2X Rewards Program Points on dining. Earn 1X Point on all other net purchases
  • Earn unlimited Rewards Program Points with no expiration
  • Redeem Points for flights, hotel reservations and car rentals using our online travel site
  • Fly on most major airlines with no blackout dates or seat restrictions
  • Book your own airline travel, and receive a statement credit to reimburse the cost
  • Transfer your Points to air miles with participating airline partners
  • Complimentary membership to a network of 850+ airport lounges, plus two free lounge visits per year, and up to 15% off airport retailers4. Before traveling, clients can view a list of participating lounges and experiences: Log on to the Mastercard Airport Experiences provided by LoungeKey website:
  • Access the Smartphone App (search for “Mastercard Airport Experiences” in the app store).
  • $100 Annual Air Travel Credit to reimburse ticket purchases, seat upgrades, baggage fees or in-flight purchases4
  • $85 TSA Pre√®credit to reimburse the application fee4
  • $100 Annual Statement Credits for rides with Uber and Lyft4
  • Unlimited Boingo Wi-Fi access4
  • World Elite Concierge Service to help with all your travel planning and shopping needs5
  • Car rental collision and damage insurance4
  • Lost or damaged baggage coverage4
  • Trip Cancellation Insurance4
  • $1 Million Travel Accident Insurance4
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay
  • Security chip offers enhanced protection when used at chip-enabled terminals
  • Identity Theft Resolution Services provides help restoring credit and expense reimbursement, in the event your identity is compromised4
  • Make mobile purchases quickly and securely with Google Pay™, Apple Pay® and Samsung Pay™
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores4
  • Extended Warranty doubles your original warranty up to two additional years4
  • Purchase Assurance® covers most purchases against accidental damage or theft for up to 90 days4
  • Satisfaction Guarantee provides up to $250 for a disappointing purchase if the merchant does not accept the return4
  • Price Protection refunds the difference if you purchase an item and see it advertised for less within 120 days4
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