Wells Fargo Secured Credit Card

You now don't have to spend more on your Rewards Credit Card to earn extra reward points. Simple way to reward your points. Get started, if approved, with as little as a $500 security deposit

Top reasons to get the Rewards Credit Card

  • Auto rental collision damage waiver
  • Emergency card replacement
  • Roadside dispatch
  • Travel and emergency assistance services
  • Cell phone protection
  • $25 annual fee
  • Card activity is shared with major credit bureaus to help build credit history
  • Use anywhere Visa credit cards are accepted – not a debit or prepaid card
  • Your security deposit is equal to your credit line – if you deposit $500, your credit line is $500
  • Available to both U.S. citizens, permanent residents, and nonresident aliens

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of $25 is waived on making spends of $30,000 in a membership year.

For further details, please Click here

Eat & Drink

  • Eating out and ordering in

Ride & Drive

  • Gas stations, rideshares, and transit

Fly & Stay

  • Flights, hotels, homestays, and car rentals

Watch & Listen

  • Popular streaming services


  • Make life more rewarding with offers for shopping, dining, travel, and more.


  • Enjoy a complimentary bottle of wine, appetizer, or discount on your meal at participating restaurants.

Early access

  • Get access to concert, theater, and special event tickets before they go on sale to the public

Rewards points

  • There’s no limit to the amount of points you can earn, and points don’t expire as long as your account remains open.

Cell phone protection

  • Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 deductible) protection against damage or theft.
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