Wells Fargo

Wells Fargo & Company is an American multinational financial services company headquartered in San Francisco, California, with central offices throughout the country operating on an international scale. It is the world's second-largest bank by market capitalization and the third largest bank in the U.S. by total assets. In July 2015, Wells Fargo became the world's largest bank by market capitalization, edging past ICBC, before slipping behind JPMorgan Chase in September 2016, in the wake of a scandal involving the creation of over 2 million fake bank accounts by Wells Fargo employees. Wells Fargo surpassed Citigroup Inc. to become the third-largest U.S. bank by assets at the end of 2015 but fell behind Bank of America to third in bank deposits in 2017. Wells Fargo remains the second-largest bank in home mortgage servicing and debit cards.


Advertised Rate


Comparison Rate*

$100 to $996

Monthly repayment

$3k to $650k

Loan amount

Types of Loans Offered By Wells Fargo

Mortgage Loans

Purchase, refinance, home equity lines of credit. A great choice of mortgage loans and programs, all in one place. Get a low down payment on a fixed rate mortgage. VA and FHA low down payment loans are also available.

Personal Lines and Loans

Because life is planned and unplanned, a personal line of credit can ensure you have funds for today, and tomorrow. A personal loan can help you consolidate debt, make a large purchase, or cover an emergency.

Auto Loans

When you choose a Wells Fargo auto loan to finance your car, you’re also choosing; Over 65 years of auto loan experience, Tips and tools to help you find the right loan, Flexible car loan options tailored to your needs, Competitive rates and fast credit decisions.

Home Equity Lines

Whether you’re saving for roof repairs or a kitchen remodel, your home equity could be the answer. Whether you need to cover home improvements or fund a large purchase, home equity financing can help.

Student Loans

When it comes to financing your education, be sure to look at all of your options — including grants, scholarships, and loans from all sources — and make careful comparisons among all of your choices. If you determine that a private student loan is right for you, Wells Fargo provides loans to help meet the needs of nearly every student.

Credit Cards

Earn 30,000 points when you spend $3,000 in the first 3 months.  If you opened a Wells Fargo credit card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers- even if that account is closed and has a $0 balance.

Features & Benefits

Loan Amount

Loans from $3,000 – $100,000 and no collateral required


Simple online application and funding process

Get prequalified

Have us contact you to see how much you may be able to borrow.

How To Apply

1. Apply online today; get a response right away
2. If approved, verify your information
3. Complete the closing process to access your funds

You’ll get an instant response upon application submission. You will also receive an email so you can use Wells Fargo yourLoanTracker to check your application status, upload required documents, review disclosures and documents online, and electronically complete the closing process.

You may also provide required documentation and complete the closing process at a Wells Fargo branch.

What you’ll need to apply

  • Personal and contact information
  • Employment and income information
  • Desired term and amount to borrow
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